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  • HOME
  • APPLY NOW
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  • MEET OUR TEAM
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  • HOME BUYING GUIDE
    • LOAN PROGRAMS
    • DOCUMENTS
    • QUESTIONS AND ANSWERS

Welcome!

Our experienced staff and management have served thousands of customers over the years and takes pride in delivering the right loan at the right time for each and every customer.


 Whether you're purchasing or refinancing, we offer a full spectrum of options—including Conventional, FHA, VA, and USDA loans. By partnering with top investors across the market, we bring you flexible solutions and highly competitive rates for almost any financial scenario. 


 Experience matters. Our department managers bring an average of 25+ years of industry expertise to the table, backed by trusted, long-standing relationships with local realtors, banks, and credit unions. 


Our staff is courteous, professional, and knowledgeable, and it is our promise to deliver the highest level of customer service during your loan process. Please check out what past customers have to say about us below!


Call today or apply now and experience the Valor Home Loans Direct difference.

OUR TEAM

Mark Rotundo

Teresa Turner

Teresa Turner

Branch Sales Manager

NMLS# 1042375

Direct: 814-254-4712

Email: mark.rotundo@valorhl.com

Teresa Turner

Teresa Turner

Teresa Turner

Branch Origination Manager

NMLS# 141526

Direct: 814-254-4598

Email: teresa.turner@valorhl.com

Paul Kurelko

Teresa Turner

Paul Kurelko

Mortgage Banker

NMLS# 11963

Direct: 717-254-4848

Email: paul.kurelko@valorhl.com

Brenda Jones

Teresa Turner

Paul Kurelko

Mortgage Banker

NMLS# 1557826

Direct: 814-254-4417

Email: brenda.jones@valorhl.com

Chastity Henderson

Chastity Henderson

Chastity Henderson

Mortgage Banker

NMLS# 2067273

Direct: 814-738-7307

Email: chastity.henderson@valorhl.com

Jeff Mickel

Chastity Henderson

Chastity Henderson

Mortgage Banker Assistant

             Direct: 814-254-4568            
Email: jeff.mickel@valorhl.com

Ted Ickes

Chastity Henderson

Ted Ickes

Mortgage Banker Assistant

Direct: 814-254-4669

Email: ted.ickes@valorhl.com

David Bassett

Michael DeBarto

Nikole DeBarto

VP/ Area Manager

Email: david.bassett@valorhl.com

Nikole DeBarto

Michael DeBarto

Nikole DeBarto

Assistant Branch Manager

Compliance

NMLS: 985558

Email: nikole.debarto@valorhl.com

Michael DeBarto

Michael DeBarto

Michael DeBarto

Processing Manager

Direct: 814-254-4647

Email: michael.debarto@valorhl.com

Jackie Blackner

Michael DeBarto

Michael DeBarto

Compliance

Disclosures

Email: jackie.blackner@valorhl.com

Karrina Bassett

Karrina Bassett

Karrina Bassett

Administrative Assistant

Josh Dabbs

Karrina Bassett

Karrina Bassett

 Systems Coordinator 

What customers have to save about us!

Boxcar Mortgage, LLC DBA Valor Home Loans

NMLS #1969375

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