Our experienced staff and management have served thousands of customers over the years and takes pride in delivering the right loan at the right time for each and every customer.
Whether you're purchasing or refinancing, we offer a full spectrum of options—including Conventional, FHA, VA, and USDA loans. By partnering with top investors across the market, we bring you flexible solutions and highly competitive rates for almost any financial scenario.
Experience matters. Our department managers bring an average of 25+ years of industry expertise to the table, backed by trusted, long-standing relationships with local realtors, banks, and credit unions.
Our staff is courteous, professional, and knowledgeable, and it is our promise to deliver the highest level of customer service during your loan process. Please check out what past customers have to say about us below!
Call today or apply now and experience the Valor Home Loans Direct difference.
Mortgage Banker Assistant
Direct: 814-254-4568
Email: jeff.mickel@valorhl.com




Administrative Assistant

Systems Coordinator
Boxcar Mortgage, LLC DBA Valor Home Loans
NMLS #1969375
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