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Meet Our Team!

Our experienced staff and management has served thousands of customers over the years and takes pride in delivering the right loan at the right time for each and every customer.


We offer a wide range of loan programs including Conventional, FHA, VA, USDA for both home purchase and refinance loans. We represent most of the major investors in the market which means we can cover just about every scenario available at very competitive rates.


Our management team has an average experience level of over 25 years per department manager which means better service to you. We are proud of our long standing friendships and working relationships with many local banks, credit unions and realtors.


Our staff is courteous, professional, and knowledgeable and it is our promise to deliver the highest level of customer service during your loan process. Please check out what past customers have to say about us below!


Lets do this together! Call today and experience the Valor Home Loans Direct difference.

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OUR TEAM

Mark Rotundo

Teresa Turner

Teresa Turner

Branch Sales Manager

NMLS# 1042375

Direct: 814-254-4712

Email: mark.rotundo@valorhl.com

Teresa Turner

Teresa Turner

Teresa Turner

Branch Origination Manager

NMLS# 141526

Direct: 814-254-4598

Email: teresa.turner@valorhl.com

Paul Kurelko

Teresa Turner

Paul Kurelko

Mortgage Banker

NMLS# 11963

Direct: 717-254-4848

Email: paul.kurelko@valorhl.com

Brenda Jones

Teresa Turner

Paul Kurelko

Mortgage Banker

NMLS# 1557826

Direct: 814-254-4417

Email: brenda.jones@valorhl.com

Jeff Mickel

Jeff Mickel

Jeff Mickel

Mortgage Banker Assistant

NMLS# 1868599

             Direct: 814-254-4568            
Email: jeff.mickel@valorhl.com

Ted Ickes

Jeff Mickel

Jeff Mickel

Mortgage Banker Assistant

NMLS# 2479388

Direct: 814-254-4669

Email: ted.ickes@valorhl.com

David Bassett

Michael DeBarto

Nikole DeBarto

VP/ Area Manager

NMLS: 141088

Email: david.bassett@valorhl.com

Nikole DeBarto

Michael DeBarto

Nikole DeBarto

Assistant Branch Manager

Compliance

Processor

NMLS: 985558

Email: nikole.debarto@valorhl.com

Michael DeBarto

Michael DeBarto

Michael DeBarto

Processing Manager

NMLS: 1426254

Direct: 814-254-4647

Email: michael.debarto@valorhl.com

Jackie Blackner

Michael DeBarto

Michael DeBarto

Compliance/ Disclosures

NMLS: 1609808

Email: jackie.blackner@valorhl.com

Karrina Bassett

Karrina Bassett

Karrina Bassett

Administrative Assistant

Josh Dabbs

Karrina Bassett

Karrina Bassett

 Systems Coordinator 

What customers have to save about us!

Boxcar Mortgage, LLC DBA Valor Home Loans

NMLS #1969375

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